Business is challenging; often business owners are too close and it’s difficult to step back and see the best way forward. Business Advisory Services ensures your business success by driving growth, value and profitability. Whether a start up or an established business, making the right decision at the right time should always be driven by planning and strategy. From the outset, effective structuring and planning of your business will help you to achieve your goals.

We focus on ways to optimize your company’s profitability today, whilst working with you to plan and implement strategies for your business to reach its potential.

We can optimise your company’s profitability through:

  • Budgeting and cash flow management strategies
  • Business plan preparation
  • Business and ownership structures
  • Business succession advice
  • Family business advice
  • Working capital management
  • Business development
  • Accounting staff supplied on your premises
  • Preparation of financial statements

A business with a plan is a business that knows where it is going.


The ever-changing tax environment means a business adviser dedicated to keeping you one step ahead of the relevant tax issues is a necessity. As taxation can be a major cost to your business we work in partnership with you to minimise your tax and help to achieve your key objectives. At Stielow & Associates we provide a full range of taxation services to meet your needs and find that our proactive approach ensures we deliver a consistent service to build solid relationships which stand the test of time. Our team of accountants can offer advice based on proven experience and knowledge.
We provide a complete service of help and advice in all of the following areas:

  • Advice on, and implementation of, tax effective trust structures for asset protection and tax minimisation;
  • Preparation of company, trust, partnership, superannuation and personal income tax returns;
  • Management of any ATO audits or disputes;
  • Preparation of activity statements and advice on payment of tax;
  • Preparation of land tax, payroll tax and fringe benefits tax and returns;
  • GST and stamp duty advice.

With the ability to provide professional taxation services for individuals, partnerships, trusts, companies and superannuation funds, we offer a wide range of advice on all aspects of taxation. With the ever changing legislation and taxation environment, nobody can risk making a business decision without first seeking the advice of a taxation specialist.


Here at Stielow & Associates , we view Audits not as an overhead or a necessary evil but rather as a great opportunity to review your business.

With the competitive and regulated environment of today, it is imperative to seek independent assurance for your business. As Registered Company Auditors, we are able to conduct Statutory Audits for Companies, Trust Account audits (including Solicitors, Real Estate Agents, Settlement Agents, Mortgage Brokers, Accountants and Lawyers), ASIC Financial Services Licenses Compliance, Audits of Grant Funds, Business Reviews and Due Diligence engagements.

Our Audit Team will work closely with you to get to know your business. We use the latest computerised systems, based around a detailed analytical review of the accounts. This allows us to offer an objective view of your business so we can advise you of any potential problem areas.

  • Audit of financial statements of public and private companies where required by statute or lending authority.
  • Audit examination and reports on trust accounts of solicitors, real estate agents and other organisations as required by various statutes.
  • Audits required by entities holding financial services licences.
  • Audits of superannuation funds.
  • Business reviews and due diligence engagements during business acquisitions.


Many clients are now setting up their own self managed superannuation funds so that they can maintain control over their investments and to avoid the high fees of the large retail funds.
We can help you with the:

  • Set up of the fund and compliance with initial registration requirements.
  • General advice on investment strategy (see note below).
  • Preparation and audit of financial statements and annual return in accordance with Superannuation Industries Supervision Act.
  • Advice and assistance concerning compliance with operating standards.

We do not hold an Australian Financial Services License and we are therefore unable to offer advice on any specific investments.


Financial planning is a key component of investing, superannuation and future planning and goes hand in hand with our role as your accountant and business advisor. Our preferred financial planners can assist in providing:

  • Specific product investment;
  • Life, income protection and other risk insurance;
  • Strategic financial and investment planning;
  • Retirement planning and pension establishment.


Our in-house Mortgage Broker, Matthew Pow, is able to provide a comprehensive credit advice services.

This service involves researching your best lending options based on your unique circumstance then presenting you with a range of options for you to select your preferred Lender. From there Matthew will negotiate the best deal on behalf of you via his Lender contacts. Now that you have a great offer, we will take care of the application process for you through until settlement. After settlement we will provide ongoing advice and service to ensure that your loans are kept up with the current best offers.

Having access to a panel of 25+ lenders enables us to find the best finance solution for you unique circumstance.

  • Residential – from your Owner Occupied property to your Investment property or small strata development.
  • Commercial Lending – including SMSF lending, business use and larger developments.
  • Personal Lending – personal loans for all sorts of purposes – from debt consolidation to holidays.
  • Insurances – we organise all your insurances – including Home/contents, Motor Vehicle, Business and Salary insurance.
  • Asset and Equipment Finance – Motor vehicles, boats, caravans, equipment for business use – anything you can think of that you need finance for.

It is recommended that you should refinance your property loans every 3 years. Lenders are constantly changing their products, rates and policies. As your situation changes, so does your lending requirements. As part of our ongoing service you will be informed throughout the life of your loan to ensure you are in the best possible product.

You will never need to battle the banks and their small print on your own again! For a complimentary loan check-up give us a call to book an appointment.